Which Health Insurance Plans Cover Specialty Services?

Many health insurance providers offer specialty services. These can include chiropractic visits, acupuncture and physical therapy. However, these services aren’t always covered. So before you enroll in your next healthcare plan, take a closer look at what’s covered.

What Are Specialty Healthcare Services?

Specialty services can increase your overall health and well-being. These healthcare services can improve your quality of life. But they may not be considered medically necessary. Specialty services can include:

  • Acupuncture sessions
  • Chiropractic visits
  • Physical therapy
  • Occupational therapy
  • Podiatry services
  • Alternative medicine
  • Physical fitness programs

Only some health insurance plans cover specialty services. And coverage varies between plans.

What Specialty Healthcare Services Are Covered?

All CareFirst plans include physical, speech, and occupational therapy as part of our core health benefits. Other specialty service coverage can vary between plans.

What’s Not Covered?

Most health insurance plans have specialty services they do not cover. Health insurance plans rarely cover:

  • Cosmetic procedures
  • Elective procedures
  • Off-label drug use
  • Beauty treatments
  • New treatments or technology
  • Fertility treatments

Which CareFirst Health Insurance Plans Cover Specialty Services?

Want to learn more about your coverage options with CareFirst and the specialty services covered in our health plans? Contact us to explore all the plans available in your area.