How Do Your Finances Impact Your Health?
Low financial wellness and literacy can lead to high financial stress. Just like with other stressful things in life, this type of tension can lead to feeling anxious, depressed and overwhelmed. Stress from money problems tends to be long-lasting.
People with a lot of financial stress may also experience physical side effects, such as headaches and migraines, a weakened immune system, high blood pressure, issues with the digestive system, muscle tension, heart arrhythmia, and trouble sleeping. Financial stress can even lead to unhealthy coping mechanisms, like overeating or substance use.
Staying Financially Fit
To be financially well, you must have financial literacy. This knowledge and training helps you know how to invest money for retirement, create and use a household budget, or speak with an expert about large purchases.
Committed to offering services to support your whole health, CareFirst BlueCross BlueShield (CareFirst) offers programs to support the financial well-being of our members. The programs highlighted below are accessible through CareFirst WellBeing℠, a no-cost digital platform.1
Please log in or register to see which programs are available under your health plan. Once in WellBeing, select Your Wellness Resources and choose Money & More.
Programs
Financial Well-Being (SmartDollar®)
Learn how to take small steps to get out of debt, save for retirement or stop living paycheck to paycheck.
This resource is best for people who want to:
- Get support with setting a budget
- Save money and reach financial goals
- Pay off debt
Key components:
- Engaging videos
- Real-world tips
- Easy-to-use tools, like a budget app
- Dynamic content from financial experts
Blue365
Member discount program accessible through WellBeing or carefirst.com/wellnessdiscounts.
This resource is best for people who want to:
- Save money
- Receive discounts
Discount categories:
- Fitness
- Nutrition
- Apparel and footwear
- Hearing and vision
- Home and family
- Personal care
Blue Rewards
Earn rewards for healthy behaviors. Log in or register for WellBeing. Then click the Achieve icon. In the next window, select Rewards.
Learn more about the basic features of WellBeing by clicking here.
1. Program eligibility depends on your specific health plan.