When You Need Care

We design our health plans with one thing in mind—you. When you need medical care, worrying about your health coverage should be the last thing on your mind. Our plans give you the freedom to get the care you need, when and where you need it. You get:

• The largest network of doctors in the region—choose the doctors you want to see.
• No referrals necessary for the care highlighted in the chart below—make appointments with the doctors you want to see; no extra paperwork required. Referral requirements vary by plan.
• Ways to manage your healthcare expenses—save money by choosing to get care at locations with lower out-of-pocket costs such as your doctor’s office, retail health clinics and urgent care centers.

You have many choices when you need care. Knowing where to go is key to getting the best, most cost-effective care.