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Making Sense of Health Insurance

Find answers to your questions, understand what costs are associated with healthcare, and learn how to use and choose a plan.

Over 65? Visit our Medicare Basics page to learn more.

How Health Insurance Works

  • What is health insurance?
  • Different plans and networks
  • Affordable Care Act (ACA) basics
  • Turning 26 and other life events


What Health Insurance Covers

  • What benefits are covered?
  • Health plan information
  • Choosing a PCP
  • Member ID card(s)


Health Insurance Costs

  • What impacts the cost of health insurance?
  • How to save on health insurance costs
  • Lower your prescription costs
  • Financial assistance


Choosing a Health Insurance Plan

  • How do I get coverage?
  • Questions to consider when choosing a plan
  • Why CareFirst?


Quick Links

Click the links below to quickly access and explore the topic you’re interested in.


New to CareFirst?

Learn more about the largest not-for-profit insurer in the Mid-Atlantic region, serving 3.5 million members.

Learn More

Already a Member?

Whether you’re a first-time or long-time member of CareFirst, find answers to questions about your plan benefits and services.

Log in to My Account

Have more questions? We’re here to help.

Contact Us

Open Enrollment begins November 1, 2022.

Choose the card most accepted by doctors in all 50 states.