Making Sense of Health Insurance

Find answers to your questions, understand what costs are associated with healthcare, and learn how to use and choose a plan.

Over 65? Visit our Medicare Basics page to learn more.

How Health Insurance Works

  • What is health insurance?
  • Different plans and networks
  • Affordable Care Act (ACA) basics
  • Turning 26 and other life events

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What Health Insurance Covers

  • What benefits are covered?
  • Health plan information
  • Choosing a PCP
  • Member ID card(s)

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Health Insurance Costs

  • What impacts the cost of health insurance?
  • How to save on health insurance costs
  • Lower your prescription costs
  • Financial assistance

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Choosing a Health Insurance Plan

  • How do I get coverage?
  • Questions to consider when choosing a plan
  • Why CareFirst?

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Quick Links

Click the links below to quickly access and explore the topic you’re interested in.

 

New to CareFirst?

Learn more about the largest not-for-profit insurer in the Mid-Atlantic region, serving 3.5 million members.

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Already a Member?

Whether you’re a first-time or long-time member of CareFirst, find answers to questions about your plan benefits and services.

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Have more questions? We’re here to help.

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Open Enrollment begins November 1, 2022.

Choose the card most accepted by doctors in all 50 states.