Lower Your Prescription Costs
Participating in a prescription drug plan is one way to help cut your pharmacy costs and make getting your medications easier.
Enrolled in Medicare or Medicare Advantage?
Learn more about CareFirst BlueCross BlueShield prescription drug coverage.
What Is a Prescription Drug Plan?
Prescription drug plans are commercial health insurance plans that help lower prescription costs in exchange for a monthly payment. These supplemental plans cover prescriptions only. If you have an individual health plan that doesn't provide enough prescription coverage, you can purchase an individual prescription drug plan for added support.
How Prescription Drug Plans Can Help You Save
The simplest way these plans help you save money is by covering most of your medication costs. However, some plans may require you to pay a small copay (a flat fee) for your medications.
|More Ways to Save|
|Use medications on the plan’s drug list (also called a formulary)||
|Use your plan's preferred pharmacy||
|Use mail delivery||
|Take advantage of your pharmacy rewards programs||
|If you have one, use a health savings account (HSA) or flexible spending account (FSA)||
|Use discount programs like RxSaver and HoyMed||
Combining these options with a prescription drug plan can help maximize medication and pharmacy savings. Learn more about prescription drug plans with CareFirst.