Individual & Family Health Insurance Plans in Maryland

Maryland

CareFirst BlueCross BlueShield offers healthcare coverage that protects you and your family. Choosing a health plan for yourself—or your family—is an important decision. Whether you know what coverage you need or want to explore your options, CareFirst offers a range of plans for Maryland residents.

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Need help choosing what’s right for you?


We’re here to help. Check out Questions to Consider When Shopping for a Plan, or call member support at 800-544-8703, TTY 711.


Individual and Family Health Insurance Plans in Maryland

If you’re self-employed or don’t have coverage through an employer, purchasing an individual health plan is your best option. These plans cover one member. CareFirst offers HMO and PPO plans with deductibles and monthly costs to meet your budget. Plans offer core health benefits and preventive services, including:

As a Maryland resident, you can apply for your health insurance plan directly through CareFirst. If you are eligible for federal financial assistance, or want to see if you qualify, you should visit Maryland Health Connection.

2023 Medical Plans by Metal Level

BRONZE Plan Type Individual Deductible Individual Out-of-Pocket Maximum Primary Care Physician/Specialist
BlueChoice HMO HSA Bronze $6,150 HMO $6,150 $6,900 $30 PCP, after deductible/$40 Specialist, after deductible
BlueChoice HMO Value Bronze $6,100 HMO $6,100 $8,800 $40 PCP, no deductible/$50 Specialist, after deductible
BlueChoice HMO Bronze $8,250 HMO $8,250 $8,250 PCP and Specialist, no charge after deductible
BluePreferred PPO Bronze $8,250 PPO $8,250 $8,250 PCP and Specialist, no charge after deductible
SILVER Plan Type Individual Deductible Individual Out-of-Pocket Maximum PCP/Specialist
BlueChoice HMO Value Silver $3,000 Virtual Connect HMO $3,000 $8,550 $30 PCP, no deductible/$40 Specialist, no deductible
BluePreferred PPO HSA Silver $3,000 PPO $3,000 $6,500 $30 PCP, after deductible/$40 Specialist, after deductible
GOLD Plan Type Individual Deductible Individual Out-of-Pocket Maximum PCP/Specialist
BlueChoice HMO Value Gold $1,000 HMO $1,000 $6,650 No charge PCP, no deductible/$30 Specialist, no deductible
BlueChoice HMO Gold $1,750 HMO $1,750 $6,650 No charge PCP, no deductible/$30 Specialist, no deductible
BluePreferred PPO Gold $1,750 PPO $1,750 $6,650 No charge PCP, no deductible/$30 Specialist, no deductible
CATASTROPHIC Plan Type Individual Deductible Individual Out-of-Pocket Maximum PCP/Specialist
BlueChoice HMO Young Adult $9,100 HMO $9,100 $9,100 PCP visits 1-3 no charge, no deductible, visits 4+ no charge after deductible, Specialist, no charge after deductible

Interested in individual or family health insurance?


Dental Insurance Plans of Maryland

We offer several affordable dental care plans to help protect your smile, health and budget. Our dental plans cover a comprehensive range of dental services at no charge including:

  • Oral exams
  • Cleanings
  • X-rays
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Interested in dental insurance?